PRIVACY POLICY

Last Updated: May 28, 2025

1. INTRODUCTION

Welcome to TheWealthyMuslim.com, owned and operated by The Wealthy Muslim LTD, registered in England & Wales (Company Nr: 14012250) ("us", "we", or "our"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website TheWealthyMuslim.com (the "Site"), purchase our digital products, and use our educational services.We are committed to protecting your privacy and handling your data with respect and in accordance with Islamic values of trust and transparency. Please read this Privacy Policy carefully. IF YOU DO NOT AGREE WITH THE TERMS OF THIS PRIVACY POLICY, PLEASE DO NOT ACCESS THE SITE OR USE OUR SERVICES.

2. INFORMATION WE COLLECT

We collect information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or device ("personal information").

a. Personal Identifiers

Contact Information:

Full nameEmail addressPhone number (if provided)Billing addressCountry/region of residence

Account Information:

Username and password for product accessPurchase history and transaction recordsCustomer service interactions and support ticketsPreferences and settings for our services

b. Commercial Information

Purchase Data:

Products purchased and download historyPayment information (processed securely through third-party processors)Order numbers and transaction IDsRefund and customer service historyProduct usage and engagement metrics

Marketing Data:

Email engagement (opens, clicks, responses)Survey responses and feedbackCommunication preferencesInterest in specific products or topics

c. Internet and Network Activity

Website Usage:

IP address and device identifiersBrowser type and versionOperating system informationPages visited and time spent on siteReferral sources and exit pagesSearch queries within our site

Digital Product Interaction:

Login frequency and session durationContent accessed and progress trackingDownload activity and file accessCommunity participation (if applicable)Feature usage and preferences

d. Voluntary Information

Community and Communication:

Messages sent through our contact formsFeedback, testimonials, and reviewsParticipation in surveys or researchCommunication in VIP community groupsQuestions submitted during educational sessions

3. HOW WE COLLECT INFORMATION

Direct Collection

Account Registration: When you create an account or make a purchaseForms and Surveys: When you complete contact forms, surveys, or feedback requestsCustomer Support: When you contact us for help or ask questionsEmail Communication: When you subscribe to our newsletters or respond to our emailsCommunity Participation: When you engage in our VIP community or educational forums

Automatic Collection

Website Analytics: Through cookies, web beacons, and similar technologiesProduct Usage: Through our digital learning platforms and download systemsEmail Tracking: Through email open rates, click tracking, and engagement metricsPayment Processing: Through secure third-party payment processors during transactions

Third-Party Sources

Payment Processors: Transaction data from secure payment platformsAnalytics Services: Website usage data from analytics providersMarketing Platforms: Email delivery and marketing automation dataSocial Media: If you interact with our social media content or share our materials

4. HOW WE USE YOUR INFORMATION

We use the information we collect to provide, maintain, and improve our Islamic wealth-building educational services:

Core Business Functions

Product Delivery: Provide access to purchased digital products and educational materialsAccount Management: Create and maintain your account, process orders, and manage subscriptionsCustomer Support: Respond to inquiries, provide technical support, and resolve issuesPayment Processing: Process transactions securely and manage billing informationProduct Improvement: Analyze usage patterns to enhance our educational content and user experience

Communication and Marketing

Educational Content: Send valuable Islamic wealth-building tips, articles, and educational materialsProduct Updates: Notify you about new products, features, or improvements to existing materialsAdministrative Communications: Send important updates about your account, purchases, or policy changesMarketing Communications: Provide information about products and services that may interest you (with consent)Community Building: Facilitate connections with other Muslim entrepreneurs and wealth-builders

Legal and Security

Compliance: Meet legal obligations and regulatory requirementsSecurity: Protect against fraud, unauthorized access, and other security threatsDispute Resolution: Resolve customer complaints, refund requests, and legal mattersBusiness Operations: Maintain records for accounting, tax, and business purposes

5. SHARING YOUR INFORMATION

We respect your privacy and limit sharing of your personal information:

Third-Party Service Providers

We may share your information with trusted service providers who assist us:Payment Processing:

Secure payment processors for transaction handlingFraud prevention and security servicesBilling and subscription management platforms

Technology Services:

Website hosting and maintenance providersEmail delivery and marketing automation platformsAnalytics and performance monitoring servicesCustomer support and helpdesk platforms

Business Operations:

Accounting and bookkeeping servicesLegal and professional advisory servicesData backup and security providers

Business Transfers

We may share or transfer your information in connection with:

Merger, acquisition, or sale of company assetsBusiness restructuring or reorganizationTransfer of customer lists in business transactionsDue diligence processes for potential business deals

Legal Requirements

We may disclose your information when required to:

Comply with legal processes, court orders, or government requestsProtect our rights, property, or safety, or that of our usersInvestigate potential violations of our terms or policiesPrevent fraud, security breaches, or other harmful activitiesCooperate with law enforcement or regulatory authorities

With Your Consent

We may share your information for other purposes with your explicit consent, such as:

Featuring your testimonials or success stories (with permission)Sharing your information with specific third parties you've approvedIncluding you in case studies or educational materials (anonymized or with permission)

6. DATA RETENTION

We retain your personal information only as long as necessary to fulfill the purposes outlined in this Privacy Policy:

Retention Periods

Active Customers:

Account information: For the duration of your relationship with usPurchase history: 7 years after last transaction (for tax and legal compliance)Support communications: 3 years after resolutionMarketing data: Until you unsubscribe or request deletion

Former Customers:

Essential records: 7 years for legal and tax complianceMarketing data: Removed upon request or after 2 years of inactivityProduct access data: Removed 1 year after account closureSupport history: 3 years for reference purposes

Deletion Process

When data is no longer needed, we securely:

Delete digital files from our systemsRemove information from active databasesPurge backup systems within reasonable timeframesAnonymize data used for analytics purposes

7. DATA SECURITY

We implement comprehensive security measures to protect your personal information:

Technical Safeguards

Encryption: All sensitive data encrypted in transit and at restAccess Controls: Strict limitations on who can access personal informationRegular Updates: Security patches and system updates applied promptlyMonitoring: Continuous monitoring for security threats and anomaliesBackup Systems: Secure, encrypted backups with limited access

Organizational Measures

Staff Training: Regular privacy and security training for all team membersPolicies and Procedures: Clear guidelines for handling personal informationVendor Management: Strict requirements for third-party service providersIncident Response: Procedures for handling security breaches or data incidentsRegular Audits: Periodic reviews of security practices and procedures

Physical Security

Secure Facilities: Physical access controls for any locations where data is processedDevice Security: Encrypted devices and secure disposal of hardwareClean Desk Policy: Procedures to protect printed materials and documents

Important Note: While we implement robust security measures, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security but are committed to protecting your information using industry best practices.

8. YOUR PRIVACY RIGHTS

Depending on your location and applicable laws, you may have certain rights regarding your personal information:

General Rights Available to All Users

Access and Portability:

Request copies of your personal informationReceive data in a structured, commonly used formatTransfer data to another service provider

Correction and Updates:

Correct inaccurate or incomplete informationUpdate your account information and preferencesModify communication settings and subscriptions

Deletion and Erasure:

Request deletion of your personal informationClose your account and remove associated dataWithdraw consent for specific processing activities

Marketing and Communication Rights

Email Communications:

Unsubscribe from marketing emails at any timeChoose specific types of communications to receiveOpt out of promotional materials while maintaining account accessUpdate communication preferences in your account settings

How to Exercise Rights:

Email us with your specific requestLog into your account to update preferencesUse unsubscribe links in marketing emailsContact our support team for assistance

Response Timeframes

Simple Requests: 5-10 business daysComplex Requests: Up to 30 daysData Subject Requests: As required by applicable lawEmergency Requests: Immediate action for security or safety concerns

9. COOKIES AND SIMILAR TECHNOLOGIES

Our website uses cookies and similar technologies to enhance your experience and provide our services:

Types of Cookies We Use

Essential Cookies:

Login Management: Remember your login status and account accessShopping Cart: Maintain items in your cart during the purchase processSecurity: Protect against fraud and unauthorized accessSite Functionality: Enable core website features and navigation

Analytics Cookies:

Usage Statistics: Understand how visitors use our websitePerformance Monitoring: Identify and fix technical issuesContent Optimization: Determine which content is most valuableConversion Tracking: Measure effectiveness of our marketing efforts

Marketing Cookies:

Personalization: Provide relevant content and product recommendationsAdvertising: Display targeted advertisements on other websitesEmail Integration: Coordinate website visits with email campaignsSocial Media: Enable sharing and integration with social platforms

Preference Cookies:

Language Settings: Remember your preferred languageDisplay Options: Maintain your preferred site layout and settingsContent Preferences: Remember your interests and preferred topicsRegional Settings: Provide location-appropriate content and pricing

Managing Cookies

Browser Controls:

Adjust cookie settings in your browser preferencesBlock or delete cookies through browser settingsSet preferences for different types of cookiesReceive notifications when cookies are being used

Our Cookie Settings:

Update preferences through your account settingsChoose which types of cookies to acceptOpt out of non-essential trackingManage marketing and analytics cookies separately

Impact of Disabling Cookies:

Some website features may not function properlyYour preferences may not be remembered between visitsLogin processes may be less convenientPersonalized content may not be available

10. THIRD-PARTY WEBSITES AND SERVICES

Our website and communications may contain links to third-party websites, social media platforms, and external services:

External Links

Educational Resources: Links to Islamic finance articles and scholarly contentPartner Services: Connections to complementary halal business resourcesSocial Media: Links to our social media profiles and community groupsPayment Processors: Secure connections to payment and billing platforms

Third-Party Privacy Practices

Independent Policies: Each third party has its own privacy policyNo Control: We cannot control their data collection or use practicesUser Responsibility: Review their privacy policies before providing informationNo Endorsement: Links do not constitute endorsement of their privacy practices

Recommended Actions

Read privacy policies of any third-party sites you visitBe cautious about sharing personal information on external platformsUse privacy settings on social media platformsReport any concerns about third-party privacy practices to us

11. CHILDREN'S PRIVACY

We are committed to protecting the privacy of children and comply with applicable children's privacy laws:

Age Restrictions

Minimum Age: Our services are not intended for children under 16 years of ageParental Consent: Users under 18 may require parental consent in some jurisdictionsEducational Content: Our materials are designed for adults seeking business educationAccount Creation: Users must confirm they meet minimum age requirements

Child Data Protection

No Intentional Collection: We do not knowingly collect information from childrenImmediate Deletion: Any inadvertently collected child data is deleted immediatelyParental Rights: Parents can request deletion of their child's informationReporting Mechanism: Contact us immediately if you believe we have child data

If You Are a Parent

Monitor your child's internet usage and online activitiesContact us if you believe your child has provided information to usReview our educational content to ensure it's appropriate for your family valuesUse parental controls and safe browsing tools

12. INTERNATIONAL DATA TRANSFERS

Data Processing Locations

As a UK-based company, we primarily process data within the United Kingdom and European Economic Area. However, some of our service providers may process data internationally:Permitted Transfers:

UK and EU: Primary data processing within the UK and EUAdequate Countries: Transfers to countries with adequate data protection lawsSafeguarded Transfers: International transfers with appropriate safeguardsService Providers: Vetted third parties with strong privacy commitments

Transfer Safeguards

When we transfer data internationally, we ensure:

Adequacy Decisions: Transfers only to countries with recognized privacy protectionsStandard Contractual Clauses: Legal agreements requiring high privacy standardsBinding Corporate Rules: Internal policies ensuring consistent data protectionCertification Programs: Verified privacy frameworks like Privacy Shield alternatives

Your Rights for International Transfers

Right to know where your data is processedRight to object to transfers to specific countriesRight to request information about transfer safeguardsRight to complain to data protection authorities

13. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy periodically to reflect changes in our practices, legal requirements, or business operations:

Types of Changes

Minor Updates:

Clarifications to existing policiesContact information updatesFormatting and organizational improvementsCorrections of typographical errors

Material Changes:

New types of data collectionChanges in data sharing practicesModifications to your rights or our obligationsSignificant changes in business practices

Notification Process

Website Posting:

Updated policy posted prominently on our website"Last Updated" date clearly displayedSummary of changes provided when significant

Direct Communication:

Email notification for material changesAccount notifications for policy updatesProminent website banners highlighting changesSocial media announcements for major updates

Your Options After Changes

Continue Using Services: Indicates acceptance of updated policyOpt Out: Request account deletion if you disagree with changesContact Us: Ask questions or request clarification about changesExercise Rights: Use your privacy rights under the updated policy

14. REGIONAL PRIVACY RIGHTS

European Union and UK Residents (GDPR/UK GDPR)

Legal Basis for Processing:

Contract Performance: Processing necessary to provide our servicesLegitimate Interests: Improving services and preventing fraudConsent: Marketing communications and optional featuresLegal Obligations: Compliance with tax and regulatory requirements

Enhanced Rights:

Right to Rectification: Correct inaccurate personal dataRight to Erasure: Request deletion of personal data ("right to be forgotten")Right to Restrict Processing: Limit how we use your data in certain circumstancesRight to Data Portability: Receive your data in a machine-readable formatRight to Object: Object to processing based on legitimate interestsRights Related to Automated Decision-Making: Protection against solely automated decisions

Data Protection Authority:

Right to lodge complaints with your local data protection authorityUK residents: Information Commissioner's Office (ICO)EU residents: Your national data protection authority

California Residents (CCPA/CPRA)

Consumer Rights:

Right to Know: What personal information we collect and how it's usedRight to Delete: Request deletion of personal informationRight to Opt-Out: Opt out of sale of personal information (we don't sell data)Right to Non-Discrimination: Equal service regardless of privacy choicesRight to Correct: Request correction of inaccurate information

Categories of Information:

Identifiers: Name, email, IP address, online identifiersCommercial Information: Purchase history, product interactionsInternet Activity: Website usage, browsing behaviorProfessional Information: Business interests, entrepreneurial goals

Other Jurisdictions

We comply with applicable privacy laws in all jurisdictions where we operate, including:

Canada (PIPEDA): Privacy protection for personal informationAustralia (Privacy Act): Australian Privacy Principles complianceOther Countries: Local privacy laws as applicable

15. DISPUTE RESOLUTION AND COMPLAINTS

Internal Resolution Process

Step 1: Contact Our Privacy Team

Email us with your privacy concern or complaintProvide specific details about the issueInclude your contact information and account detailsWe will acknowledge receipt within 48 hours

Step 2: Investigation

Thorough review of your complaintInvestigation of our practices and proceduresConsultation with relevant team membersDocumentation of findings and proposed resolution

Step 3: Resolution

Response with our findings and proposed solutionImplementation of corrective measures if neededFollow-up to ensure satisfaction with resolutionDocumentation of the complaint and resolution

External Complaint Options

Data Protection Authorities:

UK: Information Commissioner's Office (ICO) - ico.org.ukEU: Your national data protection authorityOther: Local privacy regulators as applicable

Consumer Protection Agencies:

Local consumer protection officesBetter Business Bureau (for international customers)Industry-specific complaint mechanisms

Legal Action

Disputes subject to jurisdiction of England and Wales courtsMediation and arbitration options availableLegal remedies as provided by applicable law

16. CONTACT INFORMATION

For privacy-related questions, concerns, or requests, please contact us:Privacy Inquiries: Email: [Available on website - use "Privacy Request" as subject line] Response Time: Within 72 hours for most inquiriesData Subject Requests: Use "Data Subject Request" as your email subject line and include:

Your full name and email address associated with your accountSpecific request type (access, deletion, correction, etc.)Verification information (order number or account details)Preferred method for receiving response

Business Address: The Wealthy Muslim LTD

24 Marsworth Close

Manchester, Lancashire

United Kingdom, M23 0JS

Company Nr: 14012250Data Protection Officer: [If applicable - contact information would be provided here]Office Hours:

Monday - Friday: 9:00 AM - 5:00 PM GMTWeekend and holiday responses may be delayedUrgent privacy matters addressed promptly

17. ADDITIONAL INFORMATION

Islamic Values and Privacy

Our approach to privacy is guided by Islamic principles:

Amanah (Trust): We consider your data as a trust (amanah) and handle it responsiblyTransparency: Clear communication about our practices in line with Islamic values of honestyRespect: Treating your personal information with the respect and dignity it deservesAccountability: Taking responsibility for protecting your privacy and data

Data Minimization

We follow the principle of collecting only what we need:

Only collect information necessary for our servicesRegularly review and delete unnecessary dataLimit access to personal information on a need-to-know basisUse aggregated and anonymized data when possible

Privacy by Design

Privacy considerations are built into our systems:

Privacy impact assessments for new products and servicesRegular security audits and vulnerability testingStaff training on privacy and data protectionContinuous improvement of privacy practices

Document Information:

Company: The Wealthy Muslim LTDWebsite: TheWealthyMuslim.comPolicy Last Updated: May 28, 2025Company Registration: 14012250Jurisdiction: England and WalesDocument Version: 2.0

Our Commitment: We are committed to protecting your privacy while providing exceptional Islamic wealth-building education. This Privacy Policy reflects our dedication to transparency, security, and respect for your personal information. We regularly review and update our practices to ensure we meet the highest standards of privacy protection while serving the Muslim community with integrity and trust.Regular Review: This Privacy Policy is reviewed annually or as needed to ensure:

Compliance with evolving privacy lawsReflection of current business practicesIncorporation of new technologies and servicesContinuous improvement in privacy protection

If you have any questions about this Privacy Policy or our privacy practices, please don't hesitate to contact us. We're here to help and ensure your privacy is protected throughout your journey with The Wealthy Muslim.